Gene Tests for Insurance – Ethical and Legal Issues
Futurist Topics - Biotech
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Genetic screening is a controversial issue. Why gene screening for insurance will be allowed to prevent fraud against life insurance companies. Over the counter gene testing kits create life insurance risks for underwriters because personal and private gene test results are not available to the insurer when assessing life insurance premiums.
The risk is creating a genetic underclass who are unable to get life insurance because they have "bad genes". That is why some governments including the UK have banned discrimination on the basis of gene tests.
Keynote conference speaker Patrick Dixon at Stein Am Rhein Leadership Summit – questions and answers facilitated by Professor Prabhu Guptara.
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