Future of global insurance industry for Munich Re - by Dr Patrick Dixon, Chairman of Global Change Ltd, ranked one of the 20 most influential business thinkers alive today (Thinkers50 2005). How insurance patterns are changing, in retail and wholsale. Impact of technology, demographics and social trends on consumer behaviour, attitudes and insurance choices. Growth of insurance in India and China. Wild cards: managing low probability, high impact risks. Rethinking life expectancy: why actuarial tables are wrong. See also Future Trends - Videos etc: 10 million unique visitors.