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Futurist Keynote - Articles and Videos - Future of Banking
How mobile payments will impact future of banks, banking, back end payment processing, credit card transactions and retail customer spending. Smartphones using encryption and biometrics will enable telecom companies to compete with banks and credit card companies for retail payment transactions.
Expect wireless payments using smartphones to grow rapidly. Despite this, some customers will continue to prefer cash because it allows anonymous purchases...
Read more: Mobile Payments - Future of Banking and Shopping, Retail, Telecom
Futurist Keynote - Articles and Videos - Future of Banking
Urgent ethical questions. Over the last decade I have lectured to thousands of fund managers from many different institutions including banks, responsible for hundreds of billions of actively managed investments, mainly entrusted to them by pension funds. The global economic crisis highlighted a number of fundamental problems within the industry, that had been there for many years, and remain unresolved. Issues such as over-charging, low performance, lack of confidence of fund managers in their own funds. Restoring trust has to be an urgent major priority. Without it, the industry as it is cannot survive. Impact on future of banking. Watch keynote at Mercer client event and interview following keynote at ICBI.
Futurist Keynote - Articles and Videos - Future of Banking
The Future of Banking. How banks are adopting modern technology.
A look back at global online banking in 1997.
Archive material 1997 - historical interest. This whole site has had 24 million requests in 12 months. Use search option to get more.
Read more: Future of Banking: Online Banking outside US / EU - ARCHIVE 2007
Futurist Keynote - Articles and Videos - Future of Banking
Future of Banking: How savers are earning up to 12%. Zopa is a peer-to-peer lending company based in London with a radical answer to traditional banks, with over 150,000 members, growing by 2,500 members a month. Zopa matches people with cash to lend with those who want to borrow. So how big could Zopa grow? Could Zopa become a significant threat to traditional banking? Risks to lenders? Future of Banking.
Read more: Zopa Loans - Boom in Peer to Peer Lending - Future of Banking
Futurist Keynote - Articles and Videos - Future of Banking
John Bird and John Fortune (the Long Johns) brilliantly describe how bankers and brokers created the sub-prime crisis which led to the global credit crunch. Satirical comedy with important insights. Irrational markets and strange investment decisions. How markets are driven by emotion rather than logic. Implications for collapse of confidence in banking and government The trouble is that it is easy to make intelligent people seem ridiculous with hindsight - question is what decisions are being made today which will seem as absurd in a few years time.
Read more: Credit Crunch and Sub-Prime Crisis - Video on Future of Banking
Futurist Keynote - Articles and Videos - Future of Banking
Why the world is set for more financial shocks - because so many financial products are complex, not just where mortgages are repackaged and sold on. Future of Banking. Hedge funds and other investment groups have many other bets in the market which could destabilise national economies. The Credit Crunch is related mainly to bad loans which became hard to value when sold on to other financial institutions, made worse by falling house prices. Wider risk from major currency fluctuations, plus speculation in oil futures and other things.
Read more: What next in the Sub-Prime Crisis? - Video on Future of Banking / Economy
Futurist Keynote - Articles and Videos - Future of Banking
Future of Banking: At the 2003 World Economic Forum meetings in Davos there was much talk about the possibilities of deflation: a real and growing threat to a number of economies, despite the fact that most governments have been obsessed with reducing inflation. Indeed entire government economic policy has often been focussed on just one main factor: killing inflation. Why?
Read more: Deflation - the real risks to global economy and future of banking
Futurist Keynote - Articles and Videos - Future of Banking
Future of banking - threat from e-mail spam, phishing attacks, hacks, trojans and other financial risks.
How to improve online security.
Q to www.twitter.com/patrickdixon.
Read more: Spam and fraud threat to future of banking. FUTURIST Q&A Patrick Dixon
Futurist Keynote - Articles and Videos - Future of Banking
Future of Banking: After the Great Party - A Great Hangover
Every aspect of corporate finance and wholesale banking will be transformed by the digital economy, despite the collapse of new technology share prices at the beginning of the third millennium.
If the year 2000 was the great Party, then 2001 was the great Hangover.
The big question is what comes next after 2011?
Read more: Future of Banking: New Technology impact on Corporate Banking
Futurist Keynote - Articles and Videos - Future of Banking
Old style national stock exchanges cannot possibly survive. The London stock market will disappear altogether, as will every other national exchange in Europe to create a Pan-European Exchange.
This feature by Dr Patrick Dixon was published in The Times 19/10/98. See also article in Time magazine 4/4/99.
Read more: Future of Investment Banking - End of "Old" Stock Exchanges
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