Future Trends...
Global and European broad trends through the eyes of a banker and a new financial services competitor
Past Trends
Telephone Revolution
Telecommunications US
Techno -Redundancy
More Microprocessors than People
Speech recognition already 95% accurate at 100 words per minute
The Network Society
A Young Wealthy Community
Internet Race
Internet Power
Larger and Faster
Military Grade Security
Bugs and Spying
Battle over Smart Card specs
Smarty Card Reader
Telecom merging ...
TV on Internet ...
Global Bargain Hunters
66% UK population wants home shopping
Executives will be totally networked
Internet
Video Conference
Video / Telephone Link
8-way Video-link on PCs
Virtual Reality
Conferences ?
Building sent by e-mail
Virtual Worlds
Old Finance Industry
Financial Services in Europe
New Entrants
Branches are Dying
“Any product any channel”
Labels are Important
Internet Update - Forecasts
Recent US Survey
Banks with Web-sites
European New Net Banking
On-line Investors
$12 for unlimited share volume
Largest On-line Banks
Race by banks into partnership
Global Domination
100,000 1993 ----> 82,000 1997
Deutsche Bank
SFNB
Wells Fargo to close all branches?
New cyberbanking competition
Thousands of new facts each month
Virtual Banking
Just one month (Mar 97)
More… (just in March 1997)
Struggle for DynamicVision
Banker Reactions
What about UBS ?
So what should we do ?
“Here for You”
Relationship apart from bank ?
Issues - order / importance varies
Retail on Internet
Politics of Change
Marketing
New Bank or Inside Bank ?
Legal Situation
Cyber Tax Haven
Third Millennial Banking
Home Page: http://www.globalchange.com/search.htm
Other information: by Dr Patrick Dixon (Search our own 26,414 pages for more on many of these topics).